Who We Help

Busy IT Executives & Professionals

You are dedicated to your faith, family, community, and your job.  You have a lot of responsibilities.  This leaves you with little time and energy to focus on the important details necessary to optimize your finances. Some of your top concerns may be: 

  • Maximizing your employee benefits at work
  • Saving for retirement
  • Ensure your children are provided for
  • Diversifying out of concentrated stock positions
  • Minimizing taxes
  • Healthcare costs in retirement
  • Social Security timing
  • Education for your children

As a former Information Technology Manager, Mike Guarino III, CDFA, and his team leverage technology to constantly bring many efficiencies into their practice to cater working with you, the busy IT professional. They use integrated technology like E-signature, on-line scheduling software, webinars, and virtual portfolio and financial plan reviews, to make finances fit into your busy schedule. They work hard to reduce the barriers that get in the way of you pursuing your financial goals.


Families

Organizing your family’s finances can get complicated with a vast amount of moving parts and critical details. Your main financial concerns may be:

  • Saving for and Planning for Retirement
  • Insurance coverage
  • Estate planning
  • Family Trusts
  • Education planning
  • Running and/or selling a family business

At Guarino Wealth Management, we act as your family’s financial quarterback.  We help in managing all the pieces of your financial life and coordinating with other professionals to form a comprehensive financial plan that carries you through life’s transitions. We work with multiple generations of families and facilitate retirement planning, tax efficiencies, wealth transfer strategies and education planning.

LPL Financial Representatives offer access to Trust Services through The Private Trust Company N.A., an affiliate of LPL Financial.


Retirees

You’ve reached retirement or you’re very close, now what? After all those decades of working hard to save for retirement, you may now need guidance with:

  • Income maximization
  • Social Security timing strategies, planning and optimization
  • Withdrawal strategies
  • Retirement Income Planning
  • Required Minimum Distributions (RMDs)

Our financial tools and services can help you work towards financial independence in your retirement years. We help retirees by walking alongside them through their unique financial challenges, such as retirement income, healthcare costs, Social Security benefits, and asset allocation. We know your life is full and busy, so whether you are traveling, volunteering your time, or spending your days with family, we aim to make it easier for you to manage your finances and make your golden years just that: golden. We are here for you every step of the way.